Celtic Group, Inc., the enterprise entity behind Celtic well being plans, was first established in 1978. At first the corporate served as a dealer and reinsurance firm specializing in group life and medical insurance coverage protection. A couple of years later, Celtic was in a position to go nationwide after buying one other insurance coverage firm that was licensed in 49 out of the 50 states. As the corporate progressed, they moved from group life and medical insurance coverage to non-public or particular person medical health insurance plans. Right now, the corporate prides itself on offering low value medical health insurance particularly designed for personal people, with a concentrate on self-employed professionals samp.
Right now’s Celtic medical plans embody a primary well being protection plan, a complete well being plan, well being financial savings accounts, quick time period medical, in addition to pupil medical health insurance plans. Economic system plans are most well-liked supplier organizations (PPO) with choices for 70/30 or 80/20 coinsurance. Preventative care, prescriptions, and routine workplace visits are lined below the plan with a wide range of deductible choices. Complete plans are customizable based mostly on the wants of particular person self-employed professionals. Coinsurance choices present 80/20 or 100% protection. Preventative care and prescriptions are lined, with choices for accident protection, time period life insurance coverage, and incentive packages.
Celtic medical plans are recognized for being specialty medical insurance coverage choices. As such, versatile choices resembling well being financial savings accounts (HSAs,) pupil medical health insurance, and short-term insurance coverage choices are naturally obtainable. Scholar medical plans are designed for college kids in school, though there are different plans resembling Celtic’s PostGrad well being plan. This momentary plan is meant to fill the hole between expiring protection below a father or mother’s coverage and the tip of a graduate’s employer insurance coverage ready interval. Equally, Celtic’s Gold or Silver Brief-term Well being Plans additionally supply momentary protection for these between jobs or awaiting the tip of their employer’s ready interval.
For self-employed people and different individuals looking for private or particular person medical insurance coverage, Celtic medical plans are designed to be inexpensive to suit inside a household or particular person’s funds. Plans could be bought to cowl main medical bills and routine physician visits, or custom-made to incorporate further advantages for many who can afford it. Nevertheless, the underlying aim is to offer inexpensive medical insurance coverage protection to those that in any other case would stay uninsured because of the excessive value of personal medical insurance coverage. Self-employed professionals resembling consultants and people in personal apply are sometimes uninsured as a result of they don’t qualify for group insurance coverage, nor can they afford costly personal protection. Celtic well being plans search to fill their want. In case you want help in finding specific coverages at a pre-determined value, we will help you get hold of a medical health insurance quote, and save as much as 50% in your month-to-month premium.